Final-expense life insurance helps protect your family from being left with funeral costs, burial or cremation expenses, medical bills and other financial obligations after you pass away. Even a smaller policy can provide meaningful support during an already difficult time.

It’s important to own life insurance separately from coverage offered through work. Employer-provided insurance may end or change if you leave your job, retire, lose hours or are laid off. An individual final-expense policy belongs to you and can remain in place as long as the policy requirements are met and premiums are paid.

Policies may be available for as little as $1 per day, depending on your age, health, coverage amount and eligibility. Options can fit different needs and budgets, so it’s worth comparing plans before deciding.